Learn the complete process of BDA Khata Transfer, including required documents, fees, and step-by-step guidelines. Ensure a smooth property transfer with our expert insights.
What is BDA Khata Transfer?
BDA Khata Transfer is the process of changing the property ownership details in the records of the Bangalore Development Authority (BDA). It is an essential procedure for property buyers and sellers to ensure legal ownership in municipal records.
Importance of BDA Khata Transfer
Legal Ownership: Ensures that the new owner is officially recognized.
Property Tax Payment: Allows the new owner to pay property tax.
Loan Approval: Banks require a valid Khata for property loan approvals.
Resale & Transfer: A property with a valid Khata can be easily sold or transferred.
Types of BDA Khata Transfer
BDA Khata transfers are categorized into three types:
1. Sale Deed Transfer
Occurs when a property is sold from one person to another. The new owner must apply for a Khata transfer based on the registered sale deed.
2. Inheritance or Gift Transfer
When property ownership is transferred due to inheritance, will, or as a gift, the legal heir or recipient must complete the Khata transfer.
3. Khata Amalgamation & Bifurcation
Amalgamation: When multiple properties are merged into one, a new Khata is created.
Bifurcation: When a single property is divided into multiple units, separate Khatas are issued.
Documents Required for BDA Khata Transfer
To apply for a BDA Khata transfer, you need the following documents:
Mandatory Documents
Application Form (Duly filled and signed)
Registered Sale Deed / Gift Deed / Will (As applicable)
Encumbrance Certificate (EC) (Upto date)
Latest Property Tax Receipts (Paid till date)
Previous Owner’s Khata Certificate & Extract
Affidavit (If required)
ID & Address Proof of New Owner (Aadhaar, PAN, Passport, etc.)
NOC from BDA (If applicable)
Step-by-Step Process for BDA Khata Transfer
Follow these steps to transfer the BDA Khata smoothly:
Step 1: Obtain the Application Form
Download the BDA Khata Transfer Application Form from the official BDA website or collect it from the nearest BDA office.
Step 2: Fill the Application Form
Ensure all details, such as property details, previous owner details, and new owner details, are correctly entered.
Step 3: Attach Required Documents
Gather all necessary documents mentioned above and attach them to the application form.
Step 4: Submit the Application
Visit the BDA Office and submit the application form with the required documents.
Pay the Khata Transfer Fees as per BDA norms.
Obtain an acknowledgment slip for future reference.
Step 5: Verification by BDA
The BDA officials will verify the documents and inspect the property if required.
If any discrepancies are found, additional documents may be requested.
Step 6: Approval and Issuance of New Khata
Upon successful verification, the BDA Khata Certificate and Khata Extract will be issued in the name of the new owner.
The process usually takes 30-90 days depending on the complexity.
BDA Khata Transfer Fees
The fees for BDA Khata Transfer depend on the property type and location. Generally:
Residential Properties: 2% of the property value as per Sale Deed.
Commercial Properties: 2.5% of the property value.
Legal Heir Transfer: Nominal processing fees.
Bifurcation & Amalgamation: Charges vary based on property size.
Common Issues and How to Resolve Them
1. Delay in Processing
Follow up with the BDA office regularly.
Ensure all required documents are submitted correctly.
2. Document Discrepancies
Ensure that all documents are legally valid and updated.
If errors are found, rectify them with proper legal procedures.
3. Non-Payment of Property Tax
Ensure that previous property taxes are cleared before applying.
4. Missing Khata from Previous Owner
Request a duplicate from the BDA Office or apply for a new Khata registration.
Conclusion
BDA Khata Transfer is a crucial process to establish legal ownership of property in Bangalore. Ensuring that all documents are in order and following the correct steps can help avoid unnecessary delays. If you face challenges, consulting a property lawyer or BDA-approved agents can make the process smoother.
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