Avoiding the January Credit Card Hangover: 7 Steps to Stay Debt-Free This Holiday

A January credit card hangover is that all-too-familiar feeling when the joy of the holidays fades and reality hits in the form of high credit card balances. What was meant to be a season of celebration can quickly become a source of credit card bill anxiety and financial regret. But with a few practical strategies, you can stay ahead of debt and start the new year stress-free.
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