Credit Score repair is a tool that, if used correctly, can be a powerful process to help people improve their credit scores. Specifically, it gives consumers the right to contest the validity of each and every item on their credit reports. This includes asking creditors or collection agencies to provide proof of accuracy and validity. Unfortunatjyjjely, many people mistakenly assume that just because an account is in their name, it is accurate and valid. Unfortunately, this is not always the case. Errors can occur, such as incorrect payment amounts being reported or forgotten information, and these errors can compound over time if not corrected. Credit repair is a way to dispute an account on a credit report, allowing consumers to utilize mail, phone, and fax to ask for validation.
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