Liability Insurance

Insurance is a contract between you and the insurance company. In return for a premium, the insurance company agrees to pay for certain losses that you could suffer as a result of certain events. When you drive a car, there are several kinds of losses that you could incur. - Liability coverage protects you if you cause an accident and injure someone or damage their property. - Comprehensive coverage protects you if your car is stolen, vandalized, or damaged by weather such as hail, hurricanes, or tornadoes. - Medical coverage protects you if you are in an accident and need medical attention. This is often part of your health insurance, but if you are in an accident, your health insurance may not cover the full amount of your medical expenses. - Uninsured/underinsured motorist coverage protects you if you are in an accident with someone who does not have any insurance or not enough insurance to cover your expenses. This type of coverage also protects you and your passengers if you are hit by someone with too little insurance.
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